The Profitability Analysis Presentation is a report that is comprised of 19 separate analytics which compares the recently completed quarter with a prior quarter. Institutions have the ability to select up to three loan products and up to three deposit products to populate within this presentation. Once the parameters are set, the Profitability Analysis Presentation displays a detailed profitability analysis of the selected loan and deposit products.
To access the presentation, click 
and select the Profitability Analysis Presentation tile. Upon selection, the Profitability Analysis Presentation selection page appears.
On the left side of the Profitability Analysis Presentation selection page users are able to:
- View today's date
- Submit questions to the presentation administrator.
- Generate a PDF version of the presentation by clicking
.
On the right side of the presentation selection page users are able to:
- Identify the current quarter for which reports are available.
- Select up to three loan products to populate within this presentation.
- Select up to three deposit products to populate within this presentation.
At least one loan and deposit product must be selected. 
A product chosen in Loan Product 1 and Deposit Product 1, may not be re-selected in Loan Product 2 or 3 and Deposit Product 2 or 3. - Submit the selected loan and deposit products and proceed with the Profitability Analysis Presentation by clicking
.
Agenda
Upon clicking , users are taken to the Profitability Analysis Presentation Agenda. The agenda provides an overview of the topics covered within the presentation.
- Trends
- Net Contribution Growth, Current Quarter versus Prior Quarter and Year Over Year
- Product Focus
- Net Contribution and Net Contribution per Account: Deposit Products
- Net Contribution and Net Contribution per Account: Loan Products
- Net Contribution and Net Margin: Deposit Products
- Net Contribution and Net Margin: Loan Products
- Net Contribution per Account and Accounts: Deposit Products
- Net Contribution per Account and Accounts: Loan Products
- Peer Comparison
- Product Reviews: A-Types
- Customer Profitability Segmentation
- Waived Fees
- Channel Usage
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Once a Profitability Analysis Presentation has been started, users may navigate to the previous page in the presentation by clicking  . |
Summary Stats, Institutional View: Audit
The Audit page provides an audit of the data provided by an institution. Within this audit, institutions are able to identify the Average Monthly Records, Period Net Contribution and Average Period Net Contribution per Record Type for the following record types:
- Both Customer/Member and Account records combined
- Only Customer/Member records
- Only Account records
Beneath the overall record audit, this page displays a breakdown of customer/member records. This section identifies the Average Monthly Records, Period Net Contribution and Average Period Net Contribution per Record Type for:
- Customer/Member Records Sent
- Customers/Members with an Account
- Customers/Members without an Account
Additionally, the audit page calculates the percent of customer/member records that do not have an account.
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Segmentation Analysis is adversely affected by percentage of customer/member records without accounts. |
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The audit page highlights data such as the average number of customer/member records sent and customer/member records without an account. |